MAX Update: Iowa Homeowners Matching Exclusion and Service Line Coverage Changes

October 1, 2020

Dear MAX Agency Partners licensed in Iowa, Effective December 1, 2020, for new and renewal business, the following changes will be coming to all Homeowners policies written in the state of Iowa. Form (IL M122 10 19) Matching of Undamaged Material and Consequential Damage Exclusion will be added to all MAX policies.  Because this is a change to the coverage on our policy, we would like our agents to review and become familiar with this exclusion.  View this new exclusion form in PDF. Form (HO MSL01 10 19) Service Line Coverage, has been updated and contains a number of form and coverage changes.  Please review the new coverage form to become familiar with this coverage item. View this new form in PDF.  You may also view this Outline of Service Line Changes in PDF.   In accordance with the Iowa Department of Insurance, a policyholder notice will be sent to all MAX Members regarding these changes.  It is our intention to inform our members and your customers on the changes made to coverage on their MAX policy.  In our notice, we recommend that our members contact you, their agent, directly with any questions about their policy, coverage, or other insurance-related concerns.  We also are introducing some new discounts: New Discount Options We are also introducing two new premium discounts under our HO-3 (Special) policy form: Hail Resistant Roofing discount which includes a credit for either Class 3 or Class 4 rated roofing shingles.  The following form is required to be completed and returned to be eligible for the discount. Roofing Installation Information and Certification Form for Premium Credit.pdf Water Leak Detection discount which includes a credit for the insured having an active plumbing leak detection system monitored by a central station or a SMART system that provides alerts to the homeowner via text message or similar notice.  These systems can further vary by having automatic shut-offs and/or battery backups.  Proof of the requested system must be maintained in the agent's files for audit purposes. If you have any questions regarding this change please get in touch with your Underwriter for Iowa, Sam Schoutko, at 844-629-2468.  Thank you for selling MAX!


Chris Vardiman

Underwriting Manager

MAX (MutualAid eXchange)

4400 College Boulevard, Suite 250

Overland Park, KS 66211

844-629-2468, ext. 126

913-754-3826 direct

MAX Agent Phone Line: 844-MAX-AGNT (844-629-2468) 


MutualAid eXchange ("MAX")
4400 College Blvd, Ste 250

Overland Park, KS 66211


Agent Line: 844-629-2468                            

Member Line:  877-971-6300                     

FAX:  913-338-0085

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