By Stephanie McLain, Claims Adjuster
It’s human nature to think “That could never happen to me” and yet when disaster strikes, we want to be as prepared as possible -- which is why we have insurance in the first place. However, many of us tend to overlook the vast amount of things we’ve accumulated over time. Have you packed to go on a trip and then started packing to return home and suddenly there is too much to fit in your suitcase? From souvenirs to dirty unfolded clothes, suddenly nothing fits quite like it did before.
Throughout the course of last year, your home, much like your suitcase, has probably obtained a few new items and lost a few older ones. Each year it’s important to inventory your belongings to see to it that you’re properly insured for the contents that are actually there. No one should ever have to experience being under-insured during a disaster, but on the other hand, you also should not be paying to be over-insured unnecessarily.
By walking through your house, documenting the items you have with a camera or a home inventory app like HomeZada, and reviewing your contents with your MAX agent, you can determine the best coverage for you and your home in the New Year.
Tech enthusiast (not pro), photographer hobbyist, boy mom, animal lover, and Insurance Adjuster
When Stephanie isn’t at work she’s trying new things from food, tech, games, hair colors, etc. Stephanie and her husband of 2 years live with their 2 boys, 1 fostered cousin, 2 dogs, 1 snake, and 1 fostered bearded dragon. Her goals are to experience the best life has to offer. They like to explore as a family everything from the outdoors, new towns, new games, or even new concepts or ideas for the house.